After our bank sent a renewal two weeks early I left it unopened until a broker's call explained lender-paid commissions
https://scotttipsblog.raidersfanteamshop.com/how-our-credit-report-errors-almost-derailed-our-brampton-mortgage-pre-approval
After our bank sent a renewal two weeks early I left it unopened until a broker's call explained lender-paid commissions, which I had never known.