Freelancers can use a Rolex as collateral to cover rent, payroll, or a late...

https://wiki-neon.win/index.php/Rolex_Loans_for_Writers_Between_Rooms_and_Gigs:_A_Practical_Playbook

Freelancers can use a Rolex as collateral to cover rent, payroll, or a late invoice without selling a watch they value